A new report suggests that more consumers are now asking how to boost credit scores and repair their financial situation. This is because, over the past five years, so much has happened financially and credit card companies have been reluctant in helping people out. In fact, many of them have implemented stricter rules when it comes to who can apply for a new credit card. As well, many lenders have increased interest rates significantly. These factors have rendered many people jobless or unable to keep up with their mortgage payments.